Published May 15, 2017

Is My Home in a Flood Zone?

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Written by Michele Herndon

Is My Home in a Flood Zone? header image.

Click The Image Below to access the Map Page. 

To find your flood map, enter an address, a place, or a set of longitude/latitude coordinates. The map will zoom in and show the boundaries of the flood map for the chosen location. You can also use the map to navigate to a place of interest using the pan and zoom functions. When a specific flood map is selected, view and download options for that map will appear:

EXAMPLES BELOW - FOR TAMPA SEARCH RESULT. CLICK ON "VIEW MAP" ON THE SEARCH RESULTS PAGE AFTER YOUR SPECIFIC SEARCH TO SEE THE AREA MAP AND FLOOD ZONES:

CLICK HERE FOR HELPFUL DOCUMENTS AND INFORMATION


FLOOD ZONE DESCRIPTIONS

V Zones

According to FEMA and the National Flood Insurance Program, any building located in an A or V zone is considered to be in a Special Flood Hazard Area, and is lower than the Base Flood Elevation. V zones are the most hazardous of the Special Flood Hazard Areas. V zones generally include the first row of beachfront properties. The hazards in these areas are increased because of wave velocity - hence the V designation. Flood insurance is mandatory in V zone areas. 

Living in a V Zone

If your home is in a "V" zone (this includes VE and V-1-V-30), adhere to the following recommendations: 

  • The bottom of the lowest horizontal structural member of the lowest floor elevation must be at or above the Base Flood Elevation (BFE). 
  • Enclosed areas below the lowest floor cannot be used for living space. The building must be elevated on piles, piers, posts or column foundation. 
  • Electrical, heating ventilation, plumbing, air conditioning equipment and other service facilities must be elevated to or above the BFE.

A Zones 

A zones - the next most volatile of the Special Flood Hazard Areas - are subject to rising waters and are usually near a lake, river, stream or other body of water. Flood insurance is mandatory in all A zones because of the high potential of flooding. A-zone maps also include AE, AH, AO, AR and A99 designations, all having the same rates. The different A zones are named depending on the way in which they might be flooded.

Living in an A Zone

If your home is in an A zone (includes AE, A1-A30, AH, AO, AR) follow these important recommendations: 

  • The lowest floor elevation must be at or above the Base Flood Elevation (BFE). 
  • Enclosed areas below the lowest floor cannot be used for living space. 
  • Electrical, heating, ventilation, plumbing, air conditioning equipment and other service facilities must be elevated to or above the BFE.

Other Zones

  • X zones are minimal-risk areas where flood insurance is not mandatory.
  • D zones are areas that have not been studied, but where flooding is possible.

THIS INFORMATION IS EXCERPTED FROM THE
US flag signifying that this is a United States Federal Government website Official website of the Department of Homeland Security
Please Consult that site for complete Information and all details:
https://msc.fema.gov/portal/
and also from © 2017 Federal Alliance for Safe Homes, Inc. - FLASH® - All Rights Reserved.

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